Looking for a buy to let mortgage?
Embrace can help

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Trust Pilot - 5 Stars

Rated Excellent by our customers

Looking for a buy to let mortgage?
Embrace can help

Embrace Logo Colour Purple Padding

Trust Pilot - 5 Stars

Rated Excellent by our customers

Looking for a buy to let mortgage?
Embrace can help

Embrace Logo Colour Purple Padding

Trust Pilot - 5 Stars

Rated Excellent by our customers

Looking for a buy to let mortgage?
Embrace can help

Embrace Logo Colour Purple Padding

Trust Pilot - 5 Stars

Rated Excellent by our customers

Buy to Let Mortgages

Being a buy to let investor is a great way to invest, whether you are a first time landlord or you are an experience landlord. Embrace Financial Services have professionally qualified mortgage advisers that can support you through your mortgage options. 

There are various different types of buy to let mortgages available and they will search on your behalf to find the best options to suit your needs. 

When looking into a buy to let mortgage below are a few points to consider:

  • Buy to let mortgage lenders will look at the rental income from the property and the applicant's annual income. Loan-to-value is typically 60% to 85% for buy to let mortgages.
  • A buy to let mortgage is likely to be 1% to 2% more than a residential mortgage.
  • For a buy to let interest only mortgage, the lender will normally base affordability on the rental income which will generally need to be 125% more than the monthly payments.
  • If you are planning to create a lettings portfolio – some lenders will place a cap on the number of properties it will mortgage.

If you would like to see if Embrace Financial Services can get you the best deal on your mortgage, call them on 01392 453594 or book an appointment to request a callback. 

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Buy to let mortgage enquiry form

Call us on 01392 453594 for more information or to book an appointment.

Alternatively you can request a call back by completing this form and an Embrace Financial Services adviser will call you to arrange a suitable time for your appointment.

We will use your information in order to arrange for Embrace Financial Services to respond to your enquiry. If you would like to know more about how we use your information, please read our Privacy Notice.

Reasons to choose Embrace Financial Services

EFS  1000a 

Choice

They have access to 1000s of mortgage deals from 100s of lenders, including well known high street providers. These often include exclusive deals that cannot be accessed by going direct to the lender. 

   
EFS safe 

Safe

Advisers will conduct secure video or telephone appointments so you can get expert advice from the comfort and safety of your home. 

EFS   tailored 

Tailored

Embrace Financial Services will listen to your needs and circumstances and recommend the best products for you. 

   
EFS   communication 

Communication

They provide excellent communication and will stay in touch every step of the way.  All documents can be shared safely and quickly electronically.

Buy to let calculator

Cost
Income

This calculator provides a guide to the rental income likely to be 'required' from a lender to support the mortgage applied for.

This calculator provides a guide only and does not guarantee eligibility for a mortgage. Please contact Embrace Financial Services for a personalised Key Facts Illustration.

Saif Hossein
Saif Hossein
Financial Consultant
Saif has over 10 years’ experience in the financial services industry, previously working for an estate agency as a mortgage adviser. He joined the team in 2016.
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Saif was born and raised in New Delhi, India, and has lived in East London with his family since 2010. In his spare time, Saif enjoys going to the gym and playing table tennis.

Saif Hossein
Financial Consultant

We have mortgages available from a wide range of well known providers

Barclays

Hsbc

Leeds

Nationwide

Natwest

Post office

Tsb

Virgin

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Embrace Financial Services usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.